The retirement income experts

Some advisors try to be all things to all people. We focus on investment and retirement income planning for those 55+ with an emphasis on delivering predictable retirement income, navigating tax planning, financial risk management, and the psychological side of retirement.

I'm a Registered Investment Adviser (Series 65) and Certified Public Accountant (CPA) with a decade of professional experience and three masters degrees. The more I learn, the more I realize I have more to learn. To solve for that, I have connections to nationally-recognized tax strategists, attorneys, and investment managers that I can bring in as needed for client cases. Our clients have a trusted local advisor in me, with access to a suite of some of the top professionals in the country. 

We specialize in investing for retirement income, which creates steady cash inflows conceptually similar to a pension. Our clients appreciate this strategy because it avoids forced investment sales, simplifies distribution and RMD management, and brings clients peace of mind about their finances when markets are turbulent. It's not flashy, but it's highly effective. 

Income taxes are a seamless part of our annual client services. We monitor client tax projections throughout the year, make in-year tax recommendations ahead of tax season, and our annual client fees include filing client tax returns. 

We strictly limit our practice size to ensure we're able to provide thoughtful investment and retirement plan discussions, meaningful in-year tax planning, and responsive service to our clients when they need it. 

As a fiduciary advisor, we're obligated to act in clients' best interests. We designed our business model to eliminate most of the conflicts of interest that are prevalent in the financial industry. 

We are not affiliated with any insurance companies, banks, or brokers. This freedom allows us to provide unbiased advice to clients without any third party influences. 

We charge our clients two simple and transparent fees: a one time fee for initial plan development, and a flat-rate annual fee that's not tied to assets under management (AUM).