The retirement income experts

Some offices try to be all things to all people. We don't. We focus on investment and retirement planning for those 55+ with an emphasis on building predictable retirement income, including proactive tax planning and risk management. 

We prioritize investing retirement funds for income, which creates steady cash inflows similar to a pension. We like this strategy because it helps avoid forced investment sales, simplifies distribution and RMD management, and brings clients peace of mind about their finances when markets are turbulent. 

Some firms have hundreds of clients per advisor, which doesn't leave much time to engage with clients. We limit our practice size to ensure we're able to provide thoughtful investment and retirement plan discussions, meaningful in-year tax planning, and responsive service to our clients when they need it. 

Most financial advisors don't include tax planning or tax preparation, leaving clients to navigate the gap between their financial advisor and their accountant. We update tax projections and tax recommendations during the year, and our annual fees include tax return preparation for clients. No gap navigation required. 

I'm a Registered Investment Adviser (Series 65) and Certified Public Accountant (CPA). I also have an MBA in Finance and Master's degrees in both Accounting (tax emphasis) and Finance.

As a fiduciary advisor, we're obligated to act in clients' best interests. We wouldn't have it any other way. We designed our business model to eliminate most of the conflicts of interest that are prevalent in the financial industry. 

We are not affiliated with any insurance companies, banks, or brokers. This freedom allows us to provide unbiased advice to clients without any third party influences. 

As a fee-only advisor, we do not sell any products or receive compensation from anyone but our clients. We charge a flat rate per year for all client services, with no fees tied to the size of client's investible assets (AUM).