retirement income & TAX Specialists

Some advisors try to be all things to all people. We focus on clients nearing and into retirement (typically 55+), with plans focused on delivering predictable retirement income and coordinated tax plans. 

We focus on generating retirement income through a mix of investments, which creates regular cash flows similar to a pension. That reliable cash flow simplifies retirement budgeting & distribution management, avoids forced investment sales, and provides peace of mind for clients when markets are turbulent.

Income taxes are a seamless part of our annual client services. We update client tax projections throughout the year, make in-year tax recommendations ahead of tax season, and prepare and file client tax returns. 

We have no ties to any insurance companies, banks, or brokers. As a fiduciary advisor, we're also obligated to act in our clients' best interests. Our business model was designed to eliminate most of the conflicts of interest that are prevalent in the financial industry, like product sales and corporate influences. 

We charge our clients two types of fees: a one time fee for initial plan development, and a flat annual fee that's not tied to assets under management (AUM).