ADVISORY

We believe the best financial plan is the one you can stick to that lets you sleep well at night. Our plans are designed to bring clarity and peace of mind for clients while avoiding unnecessary noise and complexity. Simple plans executed well have a long track record of success. 

Having seen first-hand the industry sales quotas, management directives, and invisible fees, I built a firm without those problems. No sales, no corporate influences, and transparent fees charged only for direct advisory work. 

We typically work with individuals and families from working years through retirement. Most new clients want a full financial inventory and assessment, but we can do specific projects (e.g. investment reviews only) as requested. 

Our role is advisory only, so we do not take control of or have access to client accounts. This adds a layer of security for clients and avoids most account shuffling when clients work with us. 

We operate under a fiduciary obligation to clients, while most of the financial industry operates under a suitability standard. Suitability is a sales standard, fiduciary is a stewardship standard. 

We charge hourly fees for services like an initial plan or an annual review. No recurring fees to be a client or fees based on a percentage of your investments. All clients have seen a significant decrease in fees with this structure.